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1. Is there a match requirement?

Activities funded under this program are not required to have a match, but any financial leverage that is willing to be contributed by a local government or a participating childcare organization is encouraged. 

2. Are city or county owned schools with daycare programs eligible?

Yes, so long as the proposed activities are otherwise eligible. Please download and review the Child Care Creation Program Guidelines for more information about eligible activities.

3. Are church-based daycares eligible for the program?

Religious institutions and churches that provide childcare are eligible as long as 1) enrollment is open to those other than church members, 2) religious beliefs are not part of the enrollment criteria. Please note, funds cannot be used to improve facilities/spaces where the primary use is religious activity (i.e.. sanctuaries).

4. Can grant funds be used for new construction of a daycare facility?

New construction is NOT eligible. Costs for acquiring a building and/or constructing an addition to an existing building are eligible. Please download and review the Child Care Creation Program Guidelines for more information about eligible activities.

5. Why are there two applications?

There are two rounds of applications that may use the same application form template. The first application is submitted by interested childcare providers to their local government sponsor.  This will be used by the local government to assess eligibility and competitiveness and to assist the local government in determining which, if any, projects it would like to submit to GNRC for formal evaluation as part of the second round of application.  The second round application will be evaluated and scored by GNRC in determining program awards.  The second application will be shared publicly and with the TN Department of Economic and Community Development. 

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1. Is the COVID-19 Recovery Loan forgivable?

No, the loans provided to small businesses through GNRC’s CARES Act RLF loan program are not forgivable.

2. Can I apply if I already received an SBA EIDL or SBA PPP loan or any other federal, state, or local assistance to address business needs resulting from the pandemic?

Yes, receipt of an SBA Economic Injury Disaster Loan or SBA Paycheck Protection Program loan or any other public assistance does not impact eligibility provided those loans are in good standing and RLF funds are not used for identical expenses or to make payments on or refinance existing loans.

3. Are the loans only for businesses?

Yes. The COVID-19 Recovery Loan Program is only open to existing for-profit small businesses as defined by the Small Business Administration, and the business must be located within the 13 county GNRC lending area.

4. Are start-ups eligible?

Yes, start-up businesses are eligible.

5. Why is GNRC targeting certain industries and demographic groups?

All eligible small businesses in Middle Tennessee are encouraged to apply. The industries and business sectors targeted experienced significant disruptions from COVID-19 related closures and cancellations.

6. Is collateral required?

Loans will be collateralized with business assets potentially including real estate. GNRC also requires personal guarantees.

7. Are the payments fixed for the life of the loan?

GNRC is offering loans with zero interest for the first 24-months. The monthly payment will increase after two years because it will include both principal and interest.

8. May a business use the loan to refinance or consolidate other debt?

No, the proceeds may not be used to refinance or make payments on existing debt.

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1. How do I find opportunities to contract with GNRC?

All request for bids/proposals (RFPs) or qualifications (RFQs) will be posted online at http://tn-gnrc.civicplus.com/183/RFQs-and-Contracting.

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1. Who is Eligible for Medicare?

• People age 65 and older.
• People under age 65 with certain disabilities.

2. What are my coverage choices?

• There are two main ways to get Medicare coverage – Original Medicare or a Medicare Advantage Plan.
• Original Medicare allows you to choose your doctors.
• Medicare Advantage (also called Medicare Part C) is managed care, which means you must see doctors within a certain group or network.

3. What is Medicare Part A?

• Part A helps cover inpatient care at hospitals as well as hospice and home health care.
• It also covers care in a skilled nursing facility under certain circumstances.
• Most people do not pay a premium for Part A.

4. What is Medicare Part B?

• Part B helps cover doctor and other health care providers' services, outpatient care, durable medical equipment, home health care, and some preventive services.
• You pay a Part B premium each month.
• A lifetime penalty may be added to your monthly Part B premium if you do not enroll when you are first eligible. 
  
  Note: If you or your spouse continue working after age 65 and you receive health insurance from an employer, different rules may apply. Check with your Human Resources Department for more information.

5. What is Medicare Part C?

• Medicare Part C is also called Medicare Advantage. It covers a variety of managed care options that private companies offer to Medicare beneficiaries.
• Medicare beneficiaries who choose to enroll in a Medicare Advantage plan still must pay any Part A or Part B premium they would pay if they remained in Original Medicare.
• In some cases, Medicare Advantage plans include prescription drug coverage.
• If you are enrolled in a Medicare Advantage plan, you do not need supplemental insurance

6. What is Medicare Part D?

• Part D covers some prescription drug costs for people with Medicare Part A and/or B (or Medicare Part C in some cases).
• Beneficiaries pay premiums and other costs related to Part D plans.
• If you don’t join a Medicare drug plan when you’re first eligible, and you don’t have other creditable prescription drug coverage (for example, from an employer or union), you may pay a late enrollment penalty if you choose to join later.

7. What is supplemental insurance?

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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1. What is the purpose of this Assessment? Why is it important?

The Assessment will provide direction for regional cooperation around technology and how it is deployed to support transportation efforts. Through the regional vision for smart mobility, it will define how the transportation system can prepare for and thrive in an environment offering all modes and vehicles that are connected, shared, and even autonomous. As transportation and technology become increasingly connected, the Assessment will help the region understand the future of mobility and prioritize investments accordingly.

2. Who is leading the Assessment? And, how is it funded?

The Greater Nashville Regional Council (GNRC) is leading the Assessment through its program, the Nashville Area Metropolitan Planning Organization, a seven-county region comprised of Davidson, Maury, Robertson, Rutherford, Sumner, Wilson, and Williamson counties. It is funded through federal transportation funds programed in the latest Regional Transportation Plan.

3. What are the anticipated outcomes of the Assessment?

In addition to informing the Regional ITS Architecture, the RSMA will benchmark Middle Tennessee against peer regions for utilization of technology in mobility, examine best practice and emerging trends in mobility, set a regional vision for smart mobility, identify strategies to leverage technology deployments into other capital project, and collaborate with the private sector.

4. How will the outcomes be used?

With a regional vision in place, improved coordination and planning between jurisdictions will take place, setting up a framework for collaboration and interoperability around hardware, software, and policy standards. The RSMA will also provide a number of performance measures that can be adopted to determine success.

5. What is the timeframe for the Assessment?

The RSMA began in the fall of 2018 and will continue through the summer of 2019.